WHAT IS NOT COVERED IN A HEALTH INSURANCE PLAN?
Below mentioned medical expenses or situations are not covered in a health insurance plan:
v
Unless there is an accidental emergency,
claims arising during the initial 30 days of buying a health insurance
plan are not covered.
v
Coverage of pre-existing diseases is subject to a
waiting period of 2 to 4 years
v
Critical illnesses coverage usually comes with 90
days waiting period
v
Injuries caused by war/terrorism/ nuclear activity
v
Self-inflicted injuries or suicide attempts
v
Terminal illnesses, AIDS, and other diseases of
similar nature
v
Cosmetic/plastic surgery, replacement of hormones
surgery, etc.
v
Dental or eye surgery expenses
v
Bed rest/hospitalization and rehabilitation, common
illnesses, etc.
v
Treatment/diagnostic tests and post-care
procedures
v
Claims arising out of adventure sports injuries
For more, details please read the policy wordings carefully.
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