WHAT IS NOT COVERED IN A HEALTH INSURANCE PLAN ?

WHAT IS NOT COVERED IN A HEALTH INSURANCE PLAN?

Below mentioned medical expenses or situations are not covered in a health insurance plan:

v Unless there is an accidental emergency, claims arising during the initial 30 days of buying a health insurance plan are not covered.

v Coverage of pre-existing diseases is subject to a waiting period of 2 to 4 years

v Critical illnesses coverage usually comes with 90 days waiting period

v Injuries caused by war/terrorism/ nuclear activity

v Self-inflicted injuries or suicide attempts

v Terminal illnesses, AIDS, and other diseases of similar nature

v Cosmetic/plastic surgery, replacement of hormones surgery, etc.

v Dental or eye surgery expenses

v Bed rest/hospitalization and rehabilitation, common illnesses, etc.

v Treatment/diagnostic tests and post-care procedures

v Claims arising out of adventure sports injuries

For more, details please read the policy wordings carefully.

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